No Bull Agent

Open House Saturday (4/10) in North Mission Hills, San Diego

Please come by and visit us tomorrow (Saturday, 4/10) from 12 Noon to 4 PM at 2135 Pine Street, 92103 to view a wonderful home.  This 1922 Classic Craftsman, offered at $1,295,000, is in pristine condition located on one of North Mission Hills most prestigious streets.  It is 2,200 sq. ft., 2 story, 3 bedroom, 3 baths restored with designer amenities and original wood details.  This home is move in ready with crown molding and custom furnishing throughout.  It includes gleaming hardwood floors, gourmet kitchen, formal dining area, private backyard with grape arbor and 1 car detached garage.  See pictures of the front, living room, master bedroom and backyard.  For more information, please see the listing.

As we specialize in buyers and do not list properties, we are holding this home open on behalf of the seller and are not the listing agent.  If you have any questions, please feel free to contact us or call at (888) 466-2855.

Tags: Home Buyers, open house, san diego

Part Four: 10 “Must Ask” Questions Before Buying a Home

(Part 4 of 4, Questions 8-10 Below)

8. What is title insurance?

A title insurance policy protects a buyer of real estate against any loss or damages they might experience because of liens, encumbrances or defects in the title to said property, or the incorrectness of the related search.  In plain English, this policy states that no person can come to you after you have successfully purchased a property, also known as the close of escrow, and say “The previous owner owed me money so I’m going to attach a lien (debt) on the property.”  You have a policy that says when the home becomes yours, no one other than your bank has any rights to your property.  No debt will be conveyed

9. Should I have my future home inspected?

We recommend that all buyers purchasing a home, whether new homes, re-sale homes or for sale by owners, have a home inspection.  Purchasing a home could be the largest and is the most important investment decision you and your family could make.  If you were purchasing a used car you would most likely have a mechanic check it out thoroughly prior to completing the transaction. Why wouldn’t you do the same for a home where you could spend the rest of your life?

10. How much money in total will I need to purchase a home?

Each buyer’s circumstances are different.  Some buyers have a substantial deposit while others may not have the capacity to put anything down as a deposit, but can afford the monthly payment. Read the rest of this entry »

Tags: first-time buyers, Home Buyers

Part Three: 10 “Must Ask” Questions Before Buying a Home

(Part 3 of 4, Questions 6-7 Below…8-10 Coming Soon)

6. What can I do as a buyer to best improve my chances for purchasing a home? What are the actions I can take?

• Come up with a comfortable monthly payment and do not go above that monthly payment while shopping for a loan.  Understand the most important thing you can do is to establish a maximum monthly payment you can afford before you go out looking for a home.  You may be fortunate enough to afford more of a home than you originally thought you could.  You do not want to be “house poor.”  Think about what type of concessions you might need to make so that you can afford the home of your choice.

• Speak to a lender and get started with the pre-approval process.

• Write down the reasons why you might want to purchase a home. What are the motivating factors?  During our initial consultation, you may come to the conclusion that waiting may be the best option. The decision is always yours.

• Give us as much information as possible up front, in regards to you and your family. Your wants, needs, children, financial picture, likes, dislikes, “must haves” and “don’t wants” will be crucial when we meet for an initial consultation.

• Be direct with us.  As we view properties, be honest and specific about what you like and don’t like about the properties we view.  You won’t offend us. Read the rest of this entry »

Tags: first-time buyers, Home Buyers